Debt Snowball, Avalanche & Chunking Spreadsheet Bundle

The Debt Snowball, Avalanche & Chunking Spreadsheet Bundle is your all-in-one debt payoff toolkit, designed to help you compare strategies, speed up repayment, and stay motivated.

Whether you prefer the snowball method to build momentum, the avalanche method to save on interest, or the chunking method to model lump sum payments, this toolkit gives you the flexibility to plan smarter and reduce debt faster.

Each spreadsheet is ready to use in Microsoft Excel or Google Sheets. Built-in formulas, clear instructions, and clean layouts make it easy to get started—just enter your debt details and track your progress automatically.

What’s Included:

✅ Debt Snowball Spreadsheet
Prioritize smaller balances first. Gain motivation through quick wins and visible progress.

✅ Debt Avalanche Spreadsheet
Target high-interest debts to save money and reduce total interest paid.

✅ Chunking Strategy Tracker
Apply extra or lump sum payments to see how they shorten your payoff timeline.

✅ Strategy Comparison Sheet
Side-by-side view of all three strategies. Compare total interest, payoff time, and monthly impact.

Why It Works:

• Complete, editable spreadsheets with built-in automation

• Ideal for credit cards, student loans, personal debt, and more

• Choose the method that fits your goals- or use all three

• Helps you stay focused and reduce tracking errors

• Instant download - get started right away

Compatible With:

Microsoft Excel (.xlsx)
Google Sheets - Click on "Use Template" in the top right corner, and make a copy to edit online.
Desktop, laptop, or tablet use

This is your personal roadmap to becoming debt-free.
Whether you need structure, clarity, or flexibility, this toolkit empowers you to make confident financial decisions—one payment at a time.