Credit Card Payoff Calculator

Know What Your Credit Card Balance Is Costing You

Trying to pay off a credit card or thinking about putting a big purchase on one? This calculator helps you see the full picture—how interest compounding, amortization, and monthly payments all affect what you’ll pay over time. Whether you're chipping away at a balance or making a plan before you swipe, use this tool to run the numbers, explore faster payoff options, and make choices that work for your budget.